Choosing Health Insurance: Traditional vs. High Deductible Plans (PPO vs. HDHP)

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Course Description

Selecting a health insurance plan starts with understanding your options. Two common ones are traditional and high-deductible health plans.

Choosing between a traditional and a high-deductible health plan is a critical decision that will affect your health care costs and coverage for the rest of the year. In this course, you’ll learn how traditional and high-deductible plans differ—including the advantages and disadvantages of each. You’ll also evaluate when one plan might better fit an individual’s or family’s needs. 

This content is intended for informational purposes only. It should not be considered a substitute for insurance advice from a professional. Users should consult with their human resources (HR) department or other experts for specific situations.

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